Consumer-lending discrimination in the FinTech Era

Authors

Keywords

Discrimination, FinTech, GSE mortgages, Credit scoring, Algorithmic underwriting, Big-data lending, Platform loans, Statistical discrimination, Legitimate business necessity

Journal

JOURNAL OF FINANCIAL ECONOMICS

Volume 143, Issue 1, Pages 30-56

Publisher

Elsevier BV

Online

2021-05-29

DOI

10.1016/j.jfineco.2021.05.047

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