Understanding how virtuous lenders encourage support for peer-to-peer platforms' prosocial initiatives

Peer-to-peer (P2P) rental service platforms-i.e., platforms where owners of private possessions (e.g., houses) lend them to other people-often deliver appeals that encourage platform users to contribute to prosocial causes (e.g., through charitable donations). Although many users are skeptical about such appeals, this research argues that exposing users to virtuous lenders-i.e., lenders who convey ethicality and unselfishness through their profile descriptions-elicits positive reactions to the above-mentioned appeals. Three experimental studies demonstrate that this occurs because users' perception of a lender's virtuousness extends to the platform and facilitates a belief that it is genuinely committed to prosocial causes. This perception, in turn, enhances users' willingness to engage in charitable giving. However, the beneficial effect of virtuous lenders vanishes when users exhibit high moral disengagement. P2P platforms are, therefore, advised to rely on virtuous lenders and strengthen users' moral principles to increase the persuasiveness of their prosocial appeals.

Automated summary

Studies have shown that on peer-to-peer rental service platforms, exposing users to virtuous lenders can increase the effectiveness of platform appeals for prosocial causes. This is because users perceive virtuous lenders as a representation of the platform's ethical commitment, which in turn enhances users' willingness to engage in charitable giving. However, the beneficial effect of virtuous lenders disappears when users exhibit high moral disengagement, suggesting that platforms should strengthen users' moral principles.