A machine learning approach combining expert knowledge with genetic algorithms in feature selection for credit risk assessment

Resampling Ensemble Model Based on Data Distribution for Imbalanced Credit Risk Evaluation in P2P Lending

(2020) Kun Niu et al.   INFORMATION SCIENCES

Deep generative models for reject inference in credit scoring

(2020) Rogelio A. Mancisidor et al.   KNOWLEDGE-BASED SYSTEMS

New hybrid data mining model for credit scoring based on feature selection algorithm and ensemble classifiers

(2020) Jasmina Nalić et al.   ADVANCED ENGINEERING INFORMATICS

A two-stage fuzzy neural approach for credit risk assessment in a Brazilian credit card company

(2020) Diego Paganoti Fonseca et al.   APPLIED SOFT COMPUTING

Statistical and machine learning models in credit scoring: A systematic literature survey

(2020) Xolani Dastile et al.   APPLIED SOFT COMPUTING

Enhancing Credit Scoring with Alternative Data

(2020) Viani B. Djeundje et al.   EXPERT SYSTEMS WITH APPLICATIONS

Optimizing hyper-parameters of neural networks with swarm intelligence: A novel framework for credit scoring

(2020) Runchi Zhang et al.   PLoS One

A new deep learning ensemble credit risk evaluation model with an improved synthetic minority oversampling technique

(2020) Feng Shen et al.   APPLIED SOFT COMPUTING

Step-wise multi-grained augmented gradient boosting decision trees for credit scoring

(2020) Wanan Liu et al.   ENGINEERING APPLICATIONS OF ARTIFICIAL INTELLIGENCE

A novel hybrid credit scoring model based on ensemble feature selection and multilayer ensemble classification

(2019) Diwakar Tripathi et al.   COMPUTATIONAL INTELLIGENCE

A multi-objective approach for profit-driven feature selection in credit scoring

(2019) Nikita Kozodoi et al.   DECISION SUPPORT SYSTEMS

Rule-based credit risk assessment model using multi-objective evolutionary algorithms

(2019) Makram Soui et al.   EXPERT SYSTEMS WITH APPLICATIONS

Digital currency forecasting with chaotic meta-heuristic bio-inspired signal processing techniques

(2019) Aytaç Altan et al.   CHAOS SOLITONS & FRACTALS

An evolutionary gravitational search-based feature selection

(2019) Mohammad Taradeh et al.   INFORMATION SCIENCES

Using reinforcement learning to optimize the acceptance threshold of a credit scoring model

(2019) Mykola Herasymovych et al.   APPLIED SOFT COMPUTING

Application of new deep genetic cascade ensemble of SVM classifiers to predict the Australian credit scoring

(2019) Paweł Pławiak et al.   APPLIED SOFT COMPUTING

Credit score classification using spiking extreme learning machine

(2019) Venkatanareshbabu Kuppili et al.   COMPUTATIONAL INTELLIGENCE

A comprehensive decision support approach for credit scoring

(2019) Cuicui Luo   INDUSTRIAL MANAGEMENT & DATA SYSTEMS

Profit-based credit scoring based on robust optimization and feature selection

(2019) Julio López et al.   INFORMATION SCIENCES

Cost-sensitive semi-supervised selective ensemble model for customer credit scoring

(2019) Jin Xiao et al.   KNOWLEDGE-BASED SYSTEMS

Using Bayesian networks to perform reject inference

(2019) Billie Anderson   EXPERT SYSTEMS WITH APPLICATIONS

A survey on machine learning for data fusion

(2019) Tong Meng et al.   Information Fusion

Classification Methods Applied to Credit Scoring With Collateral

(2019) Germanno Teles et al.   IEEE Systems Journal

Information gain directed genetic algorithm wrapper feature selection for credit rating

(2018) Swati Jadhav et al.   APPLIED SOFT COMPUTING

A hybrid system with filter approach and multiple population genetic algorithm for feature selection in credit scoring

(2018) Di Wang et al.   JOURNAL OF COMPUTATIONAL AND APPLIED MATHEMATICS

Opposition based learning: A literature review

(2018) Sedigheh Mahdavi et al.   Swarm and Evolutionary Computation

A deep learning approach for credit scoring using credit default swaps

(2017) Cuicui Luo et al.   ENGINEERING APPLICATIONS OF ARTIFICIAL INTELLIGENCE

Learnheuristics: hybridizing metaheuristics with machine learning for optimization with dynamic inputs

(2017) Laura Calvet et al.   Open Mathematics

Genetic algorithm-based heuristic for feature selection in credit risk assessment

(2013) Stjepan Oreski et al.   EXPERT SYSTEMS WITH APPLICATIONS

PriEsT: an interactive decision support tool to estimate priorities from pairwise comparison judgments

(2013) Sajid Siraj et al.   International Transactions in Operational Research

Does segmentation always improve model performance in credit scoring?

(2011) Katarzyna Bijak et al.   EXPERT SYSTEMS WITH APPLICATIONS

An empirical study of classification algorithm evaluation for financial risk prediction

(2010) Yi Peng et al.   APPLIED SOFT COMPUTING

Neural networks for credit risk evaluation: Investigation of different neural models and learning schemes

(2010) Adnan Khashman   EXPERT SYSTEMS WITH APPLICATIONS

A profit-based scoring system in consumer credit: making acquisition decisions for credit cards

(2010) R T Stewart   JOURNAL OF THE OPERATIONAL RESEARCH SOCIETY

A hybrid ACO-GRASP algorithm for clustering analysis

(2009) Yannis Marinakis et al.   ANNALS OF OPERATIONS RESEARCH

Combination of feature selection approaches with SVM in credit scoring

(2009) Fei-Long Chen et al.   EXPERT SYSTEMS WITH APPLICATIONS

A variable selection method based on Tabu search for logistic regression models

(2008) Joaquín Pacheco et al.   EUROPEAN JOURNAL OF OPERATIONAL RESEARCH

A hybrid evolutionary algorithm for attribute selection in data mining

(2008) K.C. Tan et al.   EXPERT SYSTEMS WITH APPLICATIONS

Consumer credit scoring models with limited data

(2008) Maja Šušteršič et al.   EXPERT SYSTEMS WITH APPLICATIONS

Support vector machines for credit scoring and discovery of significant features

(2008) Tony Bellotti et al.   EXPERT SYSTEMS WITH APPLICATIONS

Different metaheuristic strategies to solve the feature selection problem

(2008) Silvia Casado Yusta   PATTERN RECOGNITION LETTERS